Who Are We?

We are National Capital, a loan company devoted to growing your small business. It’s our mission to provide all the resources neccessary to grow your business, starting with capital. We’re built online, here for you through anything.

community

How much money do you need?

$34,000


Select your approximate factor rate (1.35 avg)

1.35


Select from 24 to 60 monthly payments

36 months


Select from 3 to 18 months (6 avg)

6 months


Select your approximate interest rate

2.25%


Monthly Payment*

$1,388.05
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It’s free and won’t impact your credit score

Business Loan Calculator

Use our business loan calculator to get an estimated idea of what your monthly payment may be & what a business loan may cost.

Can I afford a small business loan?

Calculate your Monthly Payment with our Business Loan Calculator, then make sure it is less than 80% of your personal and business’s monthly income after deducting all of your existing monthly expenses. For example, if your household’s income after expenses and existing debt payments is $1,000 per month, we recommend you apply for a loan that would not exceed an $800 monthly payment.

* The loan terms are figures shown in calculation results are example figures and subject to final lender approval.
1 Represents total cost of the loan including Total Interest Paid & Closing Fee
2 Assumes 4.99% closing fee against the approved loan amount. Closing fees may vary between 4.99% and 6.99%.

Merchant Cash Advance (MCA) Calculator

Use our Merchant Cash Advance loan calculator to get an estimated idea of what your daily or weekly payment may be & what a merchant cash advance may cost.

Can I afford a Merchant Cash Advance?

Merchant cash advances are advances that will be paid back upon each charge to your account. So take out a loan knowing exactly how much from each transaction you can afford to lose.

* The loan terms are figures shown in calculation results are example figures and subject to final lender approval.
1 Represents total cost of the loan including Total Interest Paid & Closing Fee
2 Assumes 4.99% closing fee against the approved loan amount. Closing fees may vary between 4.99% and 6.99%.

 

Small Business Loans

Long-term financing for business activities such as purchasing inventory, meeting payroll, renovating a location, refinancing debt, or just general expansion.

 

 

Merchant Cash Advances (MCA)

A cash advance backed by the credit card sales deposited in your merchant account. Funds can be in your hands as quickly as 24 hours following approval.

 

 

Corporate Financing

Affordable options for all industries. We’ll use all of our resources to provide the assistance you need to get you through anything.

 

 

Equipment Loans

Affordable options for all industries, including non-essential healthcare devices. Structured as an EFA, to avoid hidden fees found in “fair market” agreements.

 

 

Lines of Credit

A true revolving credit facility, fully amortized, with simple and affordable payments. Funds are available for use at any point, and only cost you when drawing from it.

 

 

SBA EIDL & PPP Loans

We’ll help you secure access to working capital through the SBA disaster relief fund. We’ll help you process Economic Injury Disaster Loans (EIDL) and PPP Loans to get you the capital you need.